I am so happy to be giving away for free: budget and finance pages made for mini planners. For years now I have used a regular sized (8.5″ x 11″) binder for my finances. There was nothing wrong with it except that it was separate from my mini binder. So, I reconfigured my finance pages to fit mini binders…And I love it. I no longer have to refer to a separate binder when it comes to things like scheduling bills, or reconciling my accounts. It is all in my mini planner.
This pdf comes with a finances cover sheet with notes, budgeting pages, upcoming bills pages, and account pages.
Finance Cover Sheet
If you have a laminator, print the cover sheet page on both sides of your sheet so that you have the finance cover sheet on one side and notes on the back. Cut the sheet in half (you only need the one half) and hole punch it. If you do not have a laminator, I suggest printing on both sides as above on a heavy type paper like card stock. Cut that in half (save one half to use when the other half becomes worn) and hole punch it.
Print your budget pages on both side of your sheet and cut in half. This gives you 4 months of budget pages from one sheet of paper.
Below is an example of how I use my budget pages. And no, those are not my bills. I wish I had a $300 a month mortgage. As you can see I first enter my expected income for the month. Then I enter my bills followed by monthly expenses such as gas and groceries. I subtract my bills and expenses from my income and hopefully get an overage amount (highlighted amount). Most of this overage is transferred to any accounts I owe on and of course savings.
Below is the other use for my budget pages. On the top part, I list yearly, semi-annual, and quarterly bills followed by the months in which they are due. On the bottom portion, I list my monthly expense categories that I later use when creating my monthly budget. These are my actual categories.
Upcoming Bills Page
I use this sheet to keep track of my bills’ due dates so that I can easily enter those in my planner later. I try to keep this bills in date order and is why I try to skip a line between bills. This allows me to stick in an unexpected bill onto the page or leave room if I forget to enter a bill.
Below is an example of how I use my upcoming bills page. Again, the bill amounts are made up. The first column is the due date of the bill, followed by the bill name and amount. Once I pay the bill, I check it off. The last column just lets me know the account I will be using to pay the bill. C is for checking and D is for my discover card. You may use other accounts such as your savings (S), American Express (A), or Visa (V). It reminds me to find that particular account page and enter in the bill.
I use my account pages to keep track of every account I have. This includes bank accounts, credit card accounts, my PayPal account, mortgage, and other investment accounts. When I receive my statements from my bank or credit card company, I quickly reconcile my balances to make sure they match and pay off any balances owed. If you have never balanced your accounts before, now is the time. It is how I detected fraud on my account a few years ago and was able to stop it in time. On the 1st of every month, I check my balances on my other accounts and update them. This lets me see my savings progress and motivates me to keep up the good work.
Below is an example of how I use my account page. Again, these are made up categories and amounts. Like a check book register, I enter the date and transaction. Because this is a credit card example, the amounts are added and not subtracted. I use the gray lines to enter the balance of the account. I think it’s too much work to do every line. When I get my statement, I then check off the transaction as reconciled.
I Want My Free Pages!
To get your free budget and finance pages, click here.
UPDATE: Click here for my free 2017 Mini Planner Cover and Year-at-a-Glance Sheet as well as the 2017 bookmark.
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